Everything that was promised was delivered.  Any questions were quickly answered.  Any foreseeable snag in processing was dealt with immediately and efficiently.  I would refer anyone seeking a loan to contact Troy at West Coast Funding and Real Estate Services.  He instilled trust and delivered with a low interest rate for both a primary and secondary home.  I have done several refi’s before and often found hidden fees and rate hikes before they closed.  With Troy, there were no surprises.  Again, if you want someone to give you professional, personal service, I highly recommend Troy/West Coast Funding.   (I referred him to my neighbor who did 4 refi’s with him, and he was overjoyed with the results!)