Purchase A Home
The average person purchases a home twice in their life, we do it every day, let us guide you through the process
At West Coast Funding and Real Estate Services, Inc, we work to make sure your home loan process is as smooth and convenient as possible. Our team of experienced loan officers are available 24/7 to answer any of your questions and guide you through the process. We offer multiple loan programs to fit everyone’s needs.
- 3.5% down FHA purchase
- 5% down Conventional purchase
- 0% down VA purchase
- Jumbo Loans
- Bank Statement Programs
- 2nd home and investment property purchases
The Home Loan Process
1. Lock In Your Rate
Lock in your interest rate with your loan officer as soon as you have the property address. After this we will work with you to complete and submit your loan application.
2. Setup Your Loan File
Once you have completed your loan application we will work with you to setup your loan file, verify your agreement terms, and verify your personal credentials (including employment, social security, and personal finances).
3. Loan Approval
After the initial approval, your loan officer will have all the details you need to finish your final loan approval.
4. Final Verification
Once your file has been approved by the underwriter, your final loan information will be reverified as a precautionary step.
5. Loan Closing
Once your loan closes you should be well on your way to getting the keys to your new home purchase!