Purchase A Home

The average person purchases a home twice in their life, we do it every day, let us guide you through the process

At WCF 24/7, a team of E Mortgage Capital, we work to make sure your home loan process is as smooth and convenient as possible. Our team of experienced loan officers are available 24/7 to answer any of your questions and guide you through the process. We offer multiple loan programs to fit everyone’s needs.

FHA Loans
Conventional Loans
VA Loans
Jumbo Loans
Bank Statement Programs
USDA Loans
2nd Home and Investment Property Purchases

In today’s challenging market, our negotiation skills, professionalism, and knowledge will help you secure your dream home. Our Team will work with you from start to finish and keep you up to date so you can feel confident throughout your entire transaction. We will guide you through the process and invite you to become one of our many satisfied clients.

Speak With A Loan Officer

“What a great home buying experience. The reps are on top of it throughtout the entire process. Automated, quick and easy! Thanks West Coast Funding, again!”
~ Karen M

The Home Loan Process

Get Your Pre-Approval Now

1. Lock In Your Rate

Lock in your interest rate with your loan officer as soon as you have the property address. After this we will work with you to complete and submit your loan application.

2. Setup Your Loan File

Once you have completed your loan application we will work with you to setup your loan file, verify your agreement terms, and verify your personal credentials (including employment, social security, and personal finances).

3. Loan Approval

After the initial approval, your loan officer will have all the details you need to finish your final loan approval.

4. Final Verification

Once your file has been approved by the underwriter, your final loan information will be reverified as a precautionary step.

5. Loan Closing

Once your loan closes you should be well on your way to getting the keys to your new home purchase!